Support
Rising Tides is a company with the goal of helping to improve user credit scores.
No it is not. We do not have any binding contracts, we are a month to month company. Cancel
anytime.
Soon you will be able to download Rising Tides on the App
Store.
Absolutely. We are incorporated nation wide, and can accomodate anyone in any state that
credit repair is legal in.
It takes less than 5 minutes to sign up and be processed.
We have multiple plans, that can be paid monthly, weekly, or bi-weekly. View our Pricing tab
to see more.
Go to our affiliate page here, make an account and you can enter in your friends information
and get a referal payout! here
On average it can take 30-60 days to see some major changes to your credit report. But some
clients
see results within the first 15 days.
Make your monthly credit card and loan payments on time and listen to all of your
representatives instructions.
Yes! You can call Rising Tides 740-529-9727. For the
quickest
response, please click
here.
Within 30 days from when you started your application (according to our policies,
procedures,
and applicable law) your documents will be deleted from our system. You could apply again
but
because the decision to not onboard was not a credit decision, you will receive the same
results.
If your application is denied, your documents will be deleted from our system within 30 days
from when you started the application as according to our policies and procedures and
applicable
law.
We do not deny anyone based on their credit history or credit score.
We do not check your credit score as a lender. Meaning we do not put a hard inquiry on your
credit report.
We can not negatively affect credit scores when we view them.
We currently do not do direct ACH, you will have to connect a credit card via your customer
portal here
Yes, your first month we surcharge $100 fee for any plan.here.
Yes, you can invite friends and family to join Rising Tides and actually make great
comissions.
See our affiliate page
If you're having any trobule signing in please send us an email here or feel free to call
us at 740-529-9727.
Your account is kept private and secure. We use bank level 256 bit encryption to securely
store
your name, address, mobile number, date of birth, SSN, linked account number, linked account
balance, and transactions log.
Your SSN is used to verify your identity when you sign up for Rising Tides and is needed to
get your credit report from the credit bureaus.
Yes! All customers are automatically enrolled in Auto-Pay once your card is added.
You can make a payment in full for Rising Tides anytime in the payments tab of your client
portal.
Once you make a credit repair account we start disputing or
challenging
items on your credit report.
To date, we have removed 100's of items for clients. However we cannot assure the deletion
of
any items at all.
Check your current scheduled payments under the payment tab of your profile. But you can cancel
anytime.
On average depending on plan chosen, it takes roughly 4-6 months with the use of credit building
implemented.
No, we do not charge late fees.
Yes, in the past we have removed bankruptcy and have a track record of success!
First payment is due after we finish the work for the first month.
Every 30 days or bi-weekly :)
No credit check, instant approval and we report to one or more bureau(s)
if you're wanting to cancel please send us an email here or feel free to call
us at 740-529-9727.
You can be issued a refund if we do not perform services for the month.
Payments clear instantly for us.
No, we do not charge any interest rates for Rising Tides
No, you can not share your videos with others, that voids the contract.
Auto-Pay is designed to kick in only if the available balance in your account is more than
the
amount to be deducted. Banks seem to pick and choose which transactions they label as the
"cause" of the overdraft but they aren't always accurate and ACH transfers like Auto-Pay are
easy targets because they don't process immediately.
Challenge the bank by asking them:
“What the account balance when the payment was initiated?”
If the bank answers 'you had sufficient funds when the payment was initiated', then ask them:
“Why was this transaction labeled as the cause of the overdraft if there were sufficient funds available?”
Challenge the bank by asking them:
“What the account balance when the payment was initiated?”
If the bank answers 'you had sufficient funds when the payment was initiated', then ask them:
“Why was this transaction labeled as the cause of the overdraft if there were sufficient funds available?”
Your credit score is updated in-app on a monthly basis.
You can find your credit score on the Profile tab of the app.
Oftentimes, credit bureaus determine your credit score based on different information,
resulting
in different scores. Sometimes the information they take into account to calculate your
score
may be stale or inaccurate.
We report to Experian, TransUnion, and Equifax every month. We report your credit line,
current
balance, account status, and payment history as it was on the day of your most recent
statement
close date.
We start reporting your Rising Tides account after your first billing cycle.
To see your credit report display positive payment history, make a payment by your due date.
To see your credit report display low credit utilization, make sure your account is in good standing on the last day of your billing cycle.
You can see your billing cycle on the Home tab of the Rising Tides app next to Current Cycle.
We start reporting your Rising Tides account after your first billing cycle.
To see your credit report display positive payment history, make a payment by your due date.
To see your credit report display low credit utilization, make sure your account is in good standing on the last day of your billing cycle.
You can see your billing cycle on the Home tab of the Rising Tides app next to Current Cycle.
No, we have a set rate for Rising Tides builder.
Tap “Forgot Password” button on the Login screen to reset your password.
You can see your account balance on the profile tab.
There is no need to pause your account, you would need to cancel your account instead.
To change the account you have linked to Rising Tides, go to the payments tab of your user profile
and
change your payment method.
It can take 30-60 days upon approval of your application.
You can contact us at support@Rising Tidescredit.com to resolve any incorrect balances.
We may be having trouble verifying some information, no worries. We will contact you.
Courses curated for you in exchange for $10 a month. We report all on time payments to the
credit bureaus.
Once you pay your account in full and if you're a secured customer, withdrawn your security
deposit, you can close your account by going to the Profile Tab, then tap 'Account', then
tap
'Close Account.'
You will not be charged a fee if you close your application or account.
Just like any credit account, when you close it or misuse it, you could see a negative
impact
on
your credit score.
We're sorry to see you go! You can close your application by contacting us at
support@Rising Tidescredit.com
Overview
Rising Tides Builder is curated courses made for you by professionals to help educate you on a
myriad
of topics. In exchange you pay $10 a month and we report your on time payments to the credit
bureaus.
All you need need is to complete an application and add a payment method on file.
You can search Rising Tides on the app store.
Yes! Rising Tides is available throughout the United States.
It takes only a few minutes to apply and recieve Rising Tides builder.
There is only one fee - $10.
Check out the affiliates tab or the 'refer a friend' tab on the profile menu.
There is no security deposit necessary!
Currently only one credit line offered, for $240.
You can call Rising Tides at +1
740-529-9727. For the quickest response, please email support@Rising Tidescredit.com
We do not deny anyone based on their credit history or credit score.
Any time you open a new credit account, depending on your personal
credit mix, you could impact your credit score, positively, negatively,
or not at all. So, we wish we could provide a definitive answer but we
can’t!
You need to have a U.S. personal checking account.
We require no security deposit. Just your on time monthly payments of $10.
No, you cannot have more than one account with Rising Tides.
Please email support@Rising Tidescredit.com
Please check your spam folder, especially if you use gmail.
If you can’t find your bank as an option to select during the
application process, your bank is not supported by Plaid, our third-party
bank connectivity partner. If you have another checking account, you can
try linking it.
Within 30 days from when you started your application (according to our
policies, procedures, and applicable law) your documents will be deleted
from our system. You could apply again but because the decision to not
onboard was not a credit decision, you will receive the same results.
If your application is denied, your documents will be deleted from our
system within 30 days from when you started the application as according
to our policies and procedures and applicable law.
Your account is kept private and secure. We use bank level 256 bit
encryption to securely store your name, address, mobile number, date of
birth, SSN, linked account number, linked account balance, and Rising Tides
transactions.
Your SSN is used to verify your identity when you sign up for Rising Tides and
is needed to report accurately to the credit bureaus.
How it Works
Yes! All customers are automatically enrolled in Auto-Pay when a credit card is added on file.
You can make a manual or custom payment from the payments Tab of the app
any time you’d like.
Once you make a credit repair account we start disputing or challenging items on your credit
report.
To date, we have removed 100's of items for clients. However we cannot assure the deletion of
any items at all.
Check your current scheduled payments under the payment tab of your profile. But you can cancel
anytime.
On average depending on plan chosen, it takes roughly 4-6 months with the use of credit building
implemented.
No, we don't charge late fees.
Yes, in the past we have removed bankruptcy and have a track record of success!
First payment is due after we finish the work for the first month.
Every 30 days or bi-weekly :)
Every 30 days or bi-weekly :)
No credit check, instant approval and we report to one or more bureau(s)
if you're wanting to cancel please send us an email here or feel free to call
us at 740-529-9727.
You can be issued a refund if we do not perform services for the month.
Payments clear instantly for us.
No, we do not charge any interest rates for Rising Tides.
Auto-Pay is designed to kick in only if the available balance in your
account is more than the amount to be deducted. Banks seem to pick and
choose which transactions they label as the "cause" of the overdraft but
they aren't always accurate and ACH transfers like Auto-Pay are easy
targets because they don't process immediately.
Challenge the bank by asking them:
“What the account balance when the payment was initiated?”
If the bank answers 'you had sufficient funds when the payment was initiated', then ask them:
“Why was this transaction labeled as the cause of the overdraft if there were sufficient funds available?”
Challenge the bank by asking them:
“What the account balance when the payment was initiated?”
If the bank answers 'you had sufficient funds when the payment was initiated', then ask them:
“Why was this transaction labeled as the cause of the overdraft if there were sufficient funds available?”
Your credit score is updated in-app on a monthly basis.
You can find your credit score on the Profile tab of the app.
Oftentimes, credit bureaus determine your credit score based on
different information, resulting in different scores. Sometimes the
information they take into account to calculate your score may be stale
or inaccurate.
We do not directly report to bureaus. Only our affiliate credit builing tools do and when we
report
a delinquent paymnet to collections.
Yes you can! please send us an email here or feel free to call
us at 740-529-9727.
Your Account
Tap “Forgot Password” button on the Login screen to reset your password.
You can view your due invoices in your customer portal.
if you're wanting to pause you account please send us an email here or feel free to call
us at 740-529-9727.
You can change the account you have linked with us via your client portal.
No, we bill it immediately and it clears.
if you're wanting to fix that please send us an email here or feel free to call
us at 740-529-9727.
There are a number of reasons an account can be frozen. Send us an email here
or feel free to call
us at 740-529-9727 to figure out why.
You don’t need to do anything! The app is linked to the routing and
account number associated with your checking account, not the number
listed on your debit card. If you get a new card, the connection to
Rising Tides is unaffected.
If you happen to change checking accounts with the same bank or change to a different bank, then you would need to take action by asking us to reset your account so you can link to another checking account.
If you happen to change checking accounts with the same bank or change to a different bank, then you would need to take action by asking us to reset your account so you can link to another checking account.
Once you pay your account in full and if you're a secured customer,
withdrawn your security deposit, you can close your account by going to
the Profile Tab, then tap 'Account', then tap 'Close Account.'
You will not be charged a fee if you close your application or account
but you cannot close your application or account unless you have a zero
balance and have withdrawn your security deposit (if you are a secured
customer).
Just like any credit account, when you close it or misuse it, you could
see a negative impact on your credit score.
We're sorry to see you go! You can close your application by contacting
us here.