Start fresh.


Build credit.


Live happy.

Build your credit with Rising Tides. We remove negative items, and help you add good ones.

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What our members say about us

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What a godsend of a company. They removed negative items from my credit report and helped me get back on track. Thank you Rising Tides!

Taylor G.
January 9, 2022
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As a college student, it was a no brainer for me to get my studen loan debt figured out with Rising Tides.

Brandon O.
Febuary 11th, 2023
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Removing collections accounts from my report is all I needed. They did that plus some!

Richard W.
January 9, 2022
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If you need your credit fixed, run don't walk to @risingtides. They are the best company for repairing credit.

Labecca S.
May 9, 2023
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Changing my credit report seemed impossible. I didn't understand how to even read it. They helped me do that and raised my score 54 points sin the first month.

Shay P.
June 3, 2023
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My car reposession was catastrophic for me. I couldn't get a car loan anywhere. Then I met Rising Tides. They removed the old reposession, and helped me to get a new car finally.

Travis G.
January 9, 2022

2,000 accounts and counting

No hidden fees. No contracts.

No more barriers to building credit.

Start repairing your credit in as little as 5 minutes

Sign up for a credit repair account with us. It only takes 5 minutes.

Use our credit building tools

Positive habits are important to us. Our exclusive set of credit building tools include credit building, passively.

The first credit repair company to use AI powered workflows

Our plans include AI powered dispute methodologies to speed up our workflow, and be more effective.

A new world with positive credit

Rising Tides is the difference between homeownership and renting. Rising Tides clients are 3x more likely to get approved for home loans.

Why Rising Tides?

We help to build your credit for big purchases

If your worried about how you're going to get a house or car, you're at the right place. Rising Tides members are 3x more likely to get a home loan.

Getting access to money you need

Personal loans and credit cards are part of our trade. We are always looking to pair you with the best lenders and tradelines possible to keep money in your pocket.

Live a life free of past mistakes

See the benefit of having Rising Tides. We work to remove negative items from your credit report. Collections, bankruptcy, late payments will be a thing of the past.

Vacations, and savings are possible

Old debt and mistakes shouldn't hold you back from enjoying trips with your family or friends. Our budget planners can help with finances.

Speak to real people.

We understand that quality isn't in quantity. Chat to your credit specialist whenever you need, no chat bots and call center routing.

(Re)Build Your Credit

(Re)Build Your Credit

(Re)Build Your Credit

(Re)Build Your Credit

(Re)Build Your Credit

(Re)Build Your Credit

(Re)Build Your Credit

(Re)Build Your Credit

The Rising Tides difference. We focus on every factor of your credit score so we can build it as fast as possible.

35%

Payment history

30%

Account utilization

20%

Account age

15%

Credit mix

Join over 2,000 accounts

Safe and Secure credit rebuilding.

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