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Everything you need to know about home buying
Here’s an example: If your debt is $1000 a month and your monthly income is $5000, then your DTI is
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Here’s an example: If your debt is $1000 a month and your monthly income is $5000, then your DTI is
We at Rising Tides are committed to helping you navigate the credit repair process with ease and understanding. We're not
Understandably, adding a brand new credit card to your wallet will lower your average credit age – particularly if you’ve
You can breathe easily. Since you’re just starting your financial adventure, you hopefully won’t need a mortgage for a long
In the same way, an authorized user can rack up a credit score; they can also shoot themselves in the foot. Good
Credit card companies also record the age of credit on credit cards, forming a part of your credit score. If you
If you know you’re planning to buy a car soon and will need financing, don’t apply for any other credit
A minimum payment isn’t another complicated financial term; it’s what it sounds like. Your credit card minimum payment is the
Your credit utilization rate (AKA credit utilization ratio) measures how much credit you’re using in relation to how much credit
A budget will help you manage all aspects of your finances better, including credit. A budget accounts for your income and expenses,
So, you haven’t got a lot of money, but know that saving is important. We’ve been there.
Having a diverse portfolio of credit lines is a great way to build a good credit score.
Here’s an example: If your debt is $1000 a month and your monthly income is $5000, then your DTI is
When you send your request, keep a copy for yourself and use certified mail to confirm delivery. If you don’t
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Person 1 is able to get an interest rate of 4.1% while Person 2 gets an interest rate of 5.7%.
Though this method may seem slower, it typically gets you through quicker. By targeting the highest debts, every following payment is smaller
You can breathe easily. Since you’re just starting your financial adventure, you hopefully won’t need a mortgage for a long
Credit card companies also record the age of credit on credit cards, forming a part of your credit score. If you
A minimum payment isn’t another complicated financial term; it’s what it sounds like. Your credit card minimum payment is the
So, you haven’t got a lot of money, but know that saving is important. We’ve been there.
Here’s an example: If your debt is $1000 a month and your monthly income is $5000, then your DTI is
Though this method may seem slower, it typically gets you through quicker. By targeting the highest debts, every following payment is smaller
Understandably, adding a brand new credit card to your wallet will lower your average credit age – particularly if you’ve
In the same way, an authorized user can rack up a credit score; they can also shoot themselves in the foot. Good
If you know you’re planning to buy a car soon and will need financing, don’t apply for any other credit
Your credit utilization rate (AKA credit utilization ratio) measures how much credit you’re using in relation to how much credit
A budget will help you manage all aspects of your finances better, including credit. A budget accounts for your income and expenses,
Having a diverse portfolio of credit lines is a great way to build a good credit score.
Person 1 is able to get an interest rate of 4.1% while Person 2 gets an interest rate of 5.7%.
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