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7 min read

Everything you need to know about home buying

Don’t go out and get a loan for a new car when you’re also applying for a mortgage loan. Too

Credit Wizard
July 12, 2023
  • 3 min read

    How Does Credit Repair work?

    Navigating the turbulent seas of personal finance can sometimes feel like an overwhelming task. Especially when your credit score has

    Credit Wizard
    May 26, 2023
    4 min read

    Why is my credit score so low after getting a credit card?

    If you didn’t expect this to happen, take comfort now that you’ve learned an important lesson and can be aware

    Credit Wizard
    May 26, 2023
    4 min read

    What is Rapid Rescoring?

    With a bad credit score, your interest rate will typically be higher. Worst case, you might not get the mortgage at

    Credit Wizard
    May 26, 2023
    6 min read

    Everything You Need to Know About Being an Authorized User

    In the same way, an authorized user can rack up a credit score; they can also shoot themselves in the foot. Good

    Credit Wizard
    May 26, 2023
    5 min read

    Does closing a credit card hurt your credit?

    Over time, it becomes clear to lenders and to your credit score that canceling a credit card does not mean

    Credit Wizard
    May 28, 2023
    6 min read

    What credit score should you have to buy a car?

    So, you got approved for your car loan. Congratulations! What’s that car payment looking like? Hopefully it’s not costing you

    Credit Wizard
    June 04, 2023
    5 min read

    Breaking down your minimum monthly payment

    Banks can calculate your minimum monthly payment in several ways depending on your balance and your agreement. 

    Credit Wizard
    June 08, 2023
    5 min read

    How to master credit utilization

    Keeping your utilization rate low is great, but you don’t want it to be at zero. Zero means you’re not

    Credit Wizard
    June 12, 2023
    5 min read

    9 best ways to improve your credit score

    Tides tip: Remember that credit length is based on the average age of all your credit accounts, so even if you

    Credit Wizard
    June 15, 2023
    6 min read

    How to save money, when you barley have any

    So, you made a budget and know how much money to set aside each month, but don’t actually set it

    Credit Wizard
    June 27, 2023
    4 min read

    5 mistakes to avoid when building credit

    Try to support your loved ones by giving them a helping hand when in need, but be careful when you

    Credit Wizard
    July 06, 2023
    7 min read

    Everything you need to know about home buying

    Don’t go out and get a loan for a new car when you’re also applying for a mortgage loan. Too

    Credit Wizard
    July 12, 2023
    7 min read

    What is a debt validation letter?

    A debt validation letter is a letter confirming whether or not you actually owe a debt, or that the creditor

    Credit Wizard
    July 26, 2023
    6 min read

    Breaking down good credit scores

    If you keep your old accounts open and don’t use them then your credit history stays long. If you close accounts as

    Credit Wizard
    August 02, 2023
    6 min read

    What debt should you pay first?

    The balance transfer method aims to transfer all your debt from a high-interest rate credit card to a low-interest rate.

    Credit Wizard
    August 24, 2023
  • 4 min read

    What is Rapid Rescoring?

    With a bad credit score, your interest rate will typically be higher. Worst case, you might not get the mortgage at

    Credit Wizard
    May 26, 2023
    5 min read

    Does closing a credit card hurt your credit?

    Over time, it becomes clear to lenders and to your credit score that canceling a credit card does not mean

    Credit Wizard
    May 28, 2023
    5 min read

    Breaking down your minimum monthly payment

    Banks can calculate your minimum monthly payment in several ways depending on your balance and your agreement. 

    Credit Wizard
    June 08, 2023
    6 min read

    How to save money, when you barley have any

    So, you made a budget and know how much money to set aside each month, but don’t actually set it

    Credit Wizard
    June 27, 2023
    7 min read

    Everything you need to know about home buying

    Don’t go out and get a loan for a new car when you’re also applying for a mortgage loan. Too

    Credit Wizard
    July 12, 2023
    6 min read

    What debt should you pay first?

    The balance transfer method aims to transfer all your debt from a high-interest rate credit card to a low-interest rate.

    Credit Wizard
    August 24, 2023
  • 4 min read

    Why is my credit score so low after getting a credit card?

    If you didn’t expect this to happen, take comfort now that you’ve learned an important lesson and can be aware

    Credit Wizard
    May 26, 2023
    6 min read

    Everything You Need to Know About Being an Authorized User

    In the same way, an authorized user can rack up a credit score; they can also shoot themselves in the foot. Good

    Credit Wizard
    May 26, 2023
    6 min read

    What credit score should you have to buy a car?

    So, you got approved for your car loan. Congratulations! What’s that car payment looking like? Hopefully it’s not costing you

    Credit Wizard
    June 04, 2023
    5 min read

    How to master credit utilization

    Keeping your utilization rate low is great, but you don’t want it to be at zero. Zero means you’re not

    Credit Wizard
    June 12, 2023
    5 min read

    9 best ways to improve your credit score

    Tides tip: Remember that credit length is based on the average age of all your credit accounts, so even if you

    Credit Wizard
    June 15, 2023
    4 min read

    5 mistakes to avoid when building credit

    Try to support your loved ones by giving them a helping hand when in need, but be careful when you

    Credit Wizard
    July 06, 2023
    6 min read

    Breaking down good credit scores

    If you keep your old accounts open and don’t use them then your credit history stays long. If you close accounts as

    Credit Wizard
    August 02, 2023

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