Featured
7 min read

Everything you need to know about home buying

Paying down or off debt also means that you can handle taking on the financial responsibility of home ownership. Plus,

Credit Wizard
July 12, 2023
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    How Does Credit Repair work?

    Dispute Process: If inaccuracies are identified, the next step is to file a dispute with the credit bureaus. This involves

    Credit Wizard
    May 26, 2023
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    Why is my credit score so low after getting a credit card?

    If your credit score lowered after adding a new card to your wallet, we understand you’re probably upset.

    Credit Wizard
    May 26, 2023
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    What is Rapid Rescoring?

    With a bad credit score, your interest rate will typically be higher. Worst case, you might not get the mortgage at

    Credit Wizard
    May 26, 2023
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    Everything You Need to Know About Being an Authorized User

    At Rising Tides, we’re all about starting young. Keep yourself fresh and up-to-date with our insightful blog. Explore other ways to set up

    Credit Wizard
    May 26, 2023
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    Does closing a credit card hurt your credit?

    Having a lower credit utilization ratio is key to having a higher credit score. Closing a credit card can cause your credit utilization ratio

    Credit Wizard
    May 28, 2023
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    What credit score should you have to buy a car?

    To recap, the minimum credit score for a car loan approval is around 450. You’ll get better loan terms though

    Credit Wizard
    June 04, 2023
    5 min read

    Breaking down your minimum monthly payment

    Your statement says something about a “minimum monthly payment,” and the number has you confused.

    Credit Wizard
    June 08, 2023
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    How to master credit utilization

    You might have two credit cards, each with a credit limit of $1,000. In this case, your total available credit

    Credit Wizard
    June 12, 2023
    5 min read

    9 best ways to improve your credit score

    When your credit score has taken a downturn, do your best to pay off any outstanding balances. Just because you’re paying

    Credit Wizard
    June 15, 2023
    6 min read

    How to save money, when you barley have any

    At the end of the day, the people who loaned you money just want you to make progress toward paying

    Credit Wizard
    June 27, 2023
    4 min read

    5 mistakes to avoid when building credit

    Rising Tides can be your vehicle without temptation. Rising Tides helps you build credit even with past mistakes.

    Credit Wizard
    July 06, 2023
    7 min read

    Everything you need to know about home buying

    Paying down or off debt also means that you can handle taking on the financial responsibility of home ownership. Plus,

    Credit Wizard
    July 12, 2023
    7 min read

    What is a debt validation letter?

    It’s important to be as professional, clear, and concise as possible in a debt verification letter. You might need to

    Credit Wizard
    July 26, 2023
    6 min read

    Breaking down good credit scores

    You don’t want to be financing your whole life on your credit card. That’s a surefire way to get in

    Credit Wizard
    August 02, 2023
    6 min read

    What debt should you pay first?

    Whatever the reason may be, there's no excuse for only $25 a week to not have your own financial advisor.

    Credit Wizard
    August 24, 2023
  • 4 min read

    What is Rapid Rescoring?

    With a bad credit score, your interest rate will typically be higher. Worst case, you might not get the mortgage at

    Credit Wizard
    May 26, 2023
    5 min read

    Does closing a credit card hurt your credit?

    Having a lower credit utilization ratio is key to having a higher credit score. Closing a credit card can cause your credit utilization ratio

    Credit Wizard
    May 28, 2023
    5 min read

    Breaking down your minimum monthly payment

    Your statement says something about a “minimum monthly payment,” and the number has you confused.

    Credit Wizard
    June 08, 2023
    6 min read

    How to save money, when you barley have any

    At the end of the day, the people who loaned you money just want you to make progress toward paying

    Credit Wizard
    June 27, 2023
    7 min read

    Everything you need to know about home buying

    Paying down or off debt also means that you can handle taking on the financial responsibility of home ownership. Plus,

    Credit Wizard
    July 12, 2023
    6 min read

    What debt should you pay first?

    Whatever the reason may be, there's no excuse for only $25 a week to not have your own financial advisor.

    Credit Wizard
    August 24, 2023
  • 4 min read

    Why is my credit score so low after getting a credit card?

    If your credit score lowered after adding a new card to your wallet, we understand you’re probably upset.

    Credit Wizard
    May 26, 2023
    6 min read

    Everything You Need to Know About Being an Authorized User

    At Rising Tides, we’re all about starting young. Keep yourself fresh and up-to-date with our insightful blog. Explore other ways to set up

    Credit Wizard
    May 26, 2023
    6 min read

    What credit score should you have to buy a car?

    To recap, the minimum credit score for a car loan approval is around 450. You’ll get better loan terms though

    Credit Wizard
    June 04, 2023
    5 min read

    How to master credit utilization

    You might have two credit cards, each with a credit limit of $1,000. In this case, your total available credit

    Credit Wizard
    June 12, 2023
    5 min read

    9 best ways to improve your credit score

    When your credit score has taken a downturn, do your best to pay off any outstanding balances. Just because you’re paying

    Credit Wizard
    June 15, 2023
    4 min read

    5 mistakes to avoid when building credit

    Rising Tides can be your vehicle without temptation. Rising Tides helps you build credit even with past mistakes.

    Credit Wizard
    July 06, 2023
    6 min read

    Breaking down good credit scores

    You don’t want to be financing your whole life on your credit card. That’s a surefire way to get in

    Credit Wizard
    August 02, 2023

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